1232 Old Ford Circle

Gardiner, NY
$ 435,000 Beds 3 Baths 2 Sq 1,724
Monthly Estimate* How much can I afford?

Waterfront access in the Hudson Valley is limited. Finding it this close to the Village of New Paltz, at this price point, is even rarer. Inside, the home feels comfortable and grounded, with its living spaces oriented toward the river. A more intimate main living room on the first floor offers a cozy place to unwind, with windows that keep the water quietly in view. The layout is practical and flexible, with three bedrooms and two full baths, including a first-floor bedroom and bath. Just off that bath is a dedicated laundry room, a thoughtful upgrade that avoids the typical basement setup often found in homes of this era. Upstairs, a larger second living room with a full stone fireplace and elevated river views creates a distinctly different atmosphere from the main level. Whether used as an additional gathering space, home office, studio, or private retreat, it adds flexibility and character that is increasingly hard to find in homes at this price point. Step outside and the setting becomes the focal point. The property opens directly to the Wallkill River, with space to relax, launch a kayak, or simply spend time by the water’s edge. The connection to the river gives the home a sense of calm and separation from the pace of everyday life. The location ties it all together. The Village, with its restaurants, shops, and everyday conveniences, is just minutes away, while nearby trails and preserves complete the outdoor lifestyle. The Wallkill Valley Rail Trail is nearby and connects seamlessly to the River to Ridge Trail, leading from the Village into the Mohonk Preserve. It’s possible to head out for a ride or walk from close to home, pass through town, and continue into protected land and miles of trails without needing a car. Whether used as a full-time residence or a weekend retreat, the balance of river access, views, location, and flexibility here is difficult to replicate at this price point. Properties this close to the Village with direct access to the Wallkill River rarely come to market. For buyers drawn to water, trails, and a quieter connection to the outdoors, the setting here offers something increasingly difficult to find near the Village.

Single Family

  • Price
  • $ 435,000
  • City
  • Gardiner
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • ULSTER
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.38 Acres
  • Zip
  • 12561
  • Sqr Footage
  • 1,724
  • Year Built
  • 1950
  • Taxes
  • $ 9684
  • Style
  • Colonial
  • MLS#
  • 998328
Listed By: Taft Street Realty Inc
Data Source: Listings courtesy of OneKey® MLS as distributed by MLS GRID

Features

General

Sewer Septic Tank
Heating Baseboard,Hot Water,Oil
Cooling Ductless,Electric
Utilities Cable Available,Electricity Connected
Appliances Dishwasher,Electric Range,Refrigerator
Garage Spaces 1
Architectural Style Colonial
Construction Materials Vinyl Siding
Year Built 1950
Property Subtype Single Family Residence
Tax Year 2025
Parcel Number 2400-086.003-0002-021.000-0000
Waterfront Features Creek,River Access,River Front,Water Access,Waterfront
County Ulster County
Property Type Residential
HOA No
Garage Y/N Yes
Total Rooms 10
Full Baths 2
High School New Paltz Senior High School
City Gardiner
Senior Community Y/N No
High School District New Paltz
Carport Y/N No
Elementary School Duzine
Property Attached Y/N Yes
Tax Annual Amount 9684
Middle/Junior High School New Paltz Middle School
Building Area Units Square Feet
Standard Status Active
Middle/Junior School District New Paltz
Elementary School District New Paltz
Tax Assessed Value 295000
Tax Lot 21
PostalCity Gardiner
AttributionContact 845-687-9292
Listing Appliances Dishwasher, Electric Range, Refrigerator

Interior Features

Interior Amenities First Floor Bedroom,First Floor Full Bath,Entrance Foyer,Granite Counters,Kitchen Island,Natural Woodwork,Open Floorplan,Recessed Lighting,Washer/Dryer Hookup
Basement Full,Unfinished,Walk-Out Access
Basement Features Full, Unfinished, Walk-Out Access
Basement (Y/N) Yes
Fireplace Y/N No
Total Bedrooms 3
Total Baths 2
General Features First Floor Bedroom,First Floor Full Bath,Entrance Foyer,Granite Counters,Kitchen Island,Natural Woodwork,Open Floorplan,Recessed Lighting,Washer/Dryer Hookup
Entrance Foyer Yes

Exterior Features

Parking Features Driveway,Garage,Off Street,Private
Water Source Well
Parking Features Driveway, Garage, Off Street, Private
Waterfront Y/N Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Mount Vernon, NY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Duzine Elementary School
Middle School New Paltz Middle School
High School New Paltz Senior High School

Price History

5/13/2026 Listed $499,000
6/28/2026 5% - $475,000
8/12/2026 4% - $459,000
8/27/2026 3% - $449,000
9/10/2026 4% - $435,000

Property vs Zip Code Average in 12561

Price
AVG $910K
$440K
Taxes
AVG $14,387
$9,684
Year Built
AVG 1953
1950
Visits
AVG 28
180
Data Provided by Inside Real Estate®

Areas That We Cover

1232 Old Ford Circle Gardiner, NY is a Single Family Home for sale at $435000 with 1724 sqft and a lot size of 0.38 Acres Acre(s). 1232 Old Ford Circle Gardiner has 3 bedrooms, 2 baths and was built in 1950. The property's zip code is 12561 which is in Gardiner, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.