Sheldon Wiggins

398 E Main Street

Jefferson Valley, NY
$ 579,000 Beds 4 Baths 2 Sq 1,800
Monthly Estimate* How much can I afford?

Welcome to 398 E Main St, Jefferson Valley, NY 10535 — a spacious and versatile single-family residence offering endless possibilities. This maintained tri-level home features 4 comfortable bedrooms and 2 full bathrooms, providing ample space for families of all sizes. The home’s unique three-level layout offers a functional and flexible living arrangement, ideal for both everyday living and entertaining. With plenty of natural light and a warm, inviting atmosphere throughout, you’ll feel right at home the moment you step inside. Situated on a generous lot, the property also includes a separate cottage — a fantastic bonus with the potential to be transformed into a loft-style apartment, guesthouse, studio, or home office. Whether you’re looking for extra income, space for extended family, or a private retreat, this added feature brings incredible value. Conveniently located in the heart of Jefferson Valley, close to shopping, schools, parks, and major highways, this home combines comfort, opportunity, and a prime location. The school district for 398 East Main Street in Jefferson Valley, NY, is Lakeland Central School District. The elementary school is Benjamin Franklin Elementary, the middle school is Lakeland Copper Beech Middle School, and the high school is either Lakeland High School or Walter Panas High School, according to Lakeland Schools.

Single Family

  • Price
  • $ 579,000
  • City
  • Jefferson Valley
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • WESTCHESTER
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.3 Acres
  • Zip
  • 10535
  • Sqr Footage
  • 1,800
  • Year Built
  • 1958
  • Taxes
  • $ 8914
  • Style
  • Raised Ranch,Split Ranch
  • MLS#
  • 900523
Listed By: J A K Realty Inc
Data Source: Listings courtesy of OneKey® MLS as distributed by MLS GRID

Features

General

Sewer Other,Septic Tank
Heating Oil,Propane
Cooling Wall/Window Unit(s)
Utilities Electricity Connected,Sewer Connected,Trash Collection Public,Water Connected
Appliances Dryer,Gas Oven,Gas Range,Refrigerator,Stainless Steel Appliance(s)
Garage Spaces 1
Architectural Style Raised Ranch,Split Ranch
Pool Features Above Ground,Outdoor Pool,Pool Cover
Construction Materials Block,Vinyl Siding
Exclusions House will be delivered Vacant.
Year Built 1958
View Lake,Neighborhood,Open,Trees/Woods,Water
Property Subtype Single Family Residence
Tax Year 2025
Parcel Number 5400-006-017-00001-000-0053
Waterfront Features Lake Front
County Westchester County
Property Type Residential
HOA No
Garage Y/N Yes
Total Rooms 9
Full Baths 2
High School Lakeland High School
City Yorktown
Disclosures Seller Property Disclosure
Senior Community Y/N No
High School District Lakeland
Carport Y/N No
Elementary School Benjamin Franklin
Property Attached Y/N No
Tax Annual Amount 8914
Middle/Junior High School Lakeland-Copper Beech Middle Sch
Property Condition Actual,Updated/Remodeled
Building Area Units Square Feet
Standard Status Active
Middle/Junior School District Lakeland
Elementary School District Lakeland
Tax Assessed Value 6300
Tax Lot 6.17-1-53
PostalCity Jefferson Valley
AttributionContact 347-707-9937
Year Built Effective 1958
Listing Appliances Dryer, Gas Oven, Gas Range, Refrigerator, Stainless Steel Appliance(s)

Interior Features

Interior Amenities First Floor Bedroom,First Floor Full Bath,Ceiling Fan(s),Formal Dining,High Ceilings,Open Kitchen,Pantry,Storage,Washer/Dryer Hookup
Basement Full
Flooring Hardwood
Fireplace Features None
Formal Dining Yes
Basement Features Full
Basement (Y/N) Yes
Window Features Double Pane Windows,Oversized Windows,Tilt Turn Windows
Total Bedrooms 4
Total Baths 2
General Features First Floor Bedroom,First Floor Full Bath,Ceiling Fan(s),Formal Dining,High Ceilings,Open Kitchen,Pantry,Storage,Washer/Dryer Hookup
Ceiling Fan(s) Yes

Exterior Features

Parking Features Driveway,Garage,Other,Parking Lot,Private
Water Source Public
Total Parking 5
Inclusions All ceiling fixtures,light equipment for cleaning debris of property.
Parking Spaces 5
Parking Features Driveway, Garage, Other, Parking Lot, Private
Building Area Total 1800
Waterfront Y/N Yes
Road Frontage Type Private Road
Road Responsibility Private Maintained Road
Horse Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Mount Vernon, NY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Benjamin Franklin Elementary School
Middle School Lakeland-Copper Beech Middle Sch
High School Lakeland High School

Price History

8/12/2025 Listed $599,000
12/10/2025 2% - $589,000
3/25/2026 2% - $579,000

Property vs Zip Code Average in 10535

Price
AVG $610K
$580K
Taxes
AVG $8,508
$8,914
Year Built
AVG 1946
1958
Visits
AVG 156
362
Data Provided by Inside Real Estate®

Areas That We Cover

398 E Main Street Jefferson Valley, NY is a Single Family Home for sale at $579000 with 1800 sqft and a lot size of 0.3 Acres Acre(s). 398 E Main Street Jefferson Valley has 4 bedrooms, 2 baths and was built in 1958. The property's zip code is 10535 which is in Jefferson Valley, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Sheldon Wiggins

Sheldon Wiggins

Agent

917-747-7457

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