44 Cayuga Road

Putnam Valley, NY
$ 835,000 Beds 3 Baths 1.5 Sq 2,348
Monthly Estimate* How much can I afford?

Lakeside Living on Lake Oscawana. A rare opportunity to own a lakefront retreat on the sought-after shores of Lake Oscawana. Tucked into a quiet and scenic section of the lake, this special property offers the perfect blend of modern comfort and nostalgic lake living. The home features an inviting open floor plan, beautiful lake views, and a spacious great room with direct access to the grounds and water. A main-level bedroom and bath provide easy one-floor living, while the generous living spaces are designed for relaxed gatherings. Step outside to enjoy almost half an acre of waterfront, complete with a private dock and boathouse and boat hoist—ideal for swimming, boating, fishing, kayaking, or simply enjoying peaceful days by the water. Located just 55 miles from New York City and short drive to Metro North trains this is an exceptional escape for weekends and summers, while offering all the comforts needed for year-round living. A special opportunity to embrace the timeless pleasures of lake life in a beautiful Hudson Valley setting.

Single Family

  • Price
  • $ 835,000
  • City
  • Putnam Valley
  • Bedrooms
  • 3
  • Full Bathrooms
  • 1
  • County
  • PUTNAM
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.45 Acres
  • Zip
  • 10579
  • Sqr Footage
  • 2,348
  • Year Built
  • 1950
  • Taxes
  • $ 18466
  • Style
  • Cottage,Ranch
  • MLS#
  • 1045821
Listed By: Houlihan Lawrence Inc.
Data Source: Listings courtesy of OneKey® MLS as distributed by MLS GRID

Features

General

Sewer Septic Tank
Heating Baseboard,Propane
Cooling Central Air
Utilities Cable Connected,Electricity Connected,Propane
Appliances Dishwasher,Dryer,Gas Range,Microwave,Refrigerator,Washer,Indirect Water Heater
Patio/Porch Features Deck,Patio
Architectural Style Cottage,Ranch
Construction Materials Frame
Year Built 1950
View Lake
Property Subtype Single Family Residence
Tax Year 2026
Parcel Number 372800-062-064-0001-025-000-0000
Waterfront Features Lake Front,Lake Privileges,Water Access,Waterfront
County Putnam County
Property Type Residential
HOA No
Subdivision Name Lake Oscawana
Garage Y/N No
Total Rooms 5
Full Baths 1
High School Putnam Valley High School
City Putnam Valley
Senior Community Y/N No
High School District Putnam Valley
Carport Y/N No
Elementary School Putnam Valley Elementary School
Property Attached Y/N No
Tax Annual Amount 18466
Middle/Junior High School Putnam Valley Middle School
Additional Parcels Y/N Yes
Building Area Units Square Feet
Standard Status Active
Middle/Junior School District Putnam Valley
Elementary School District Putnam Valley
Tax Assessed Value 568800
Tax Lot 62-64-1-24
PostalCity Putnam Valley
AttributionContact 845-265-5500
Year Built Effective 2002
Listing Appliances Dishwasher, Dryer, Gas Range, Microwave, Refrigerator, Washer, Indirect Water Heater

Interior Features

Interior Amenities First Floor Bedroom,First Floor Full Bath,Built-in Features
Basement Full,Walk-Out Access
Flooring Other,Wood
Basement Features Full, Walk-Out Access
Basement (Y/N) Yes
Fireplace Y/N No
Half Baths 1
Total Bedrooms 3
Total Baths 2
General Features First Floor Bedroom,First Floor Full Bath,Built-in Features

Exterior Features

Exterior Amenities Boat Slip,Dock,Fire Pit,Garden
Parking Features Driveway
Water Source Well
Total Parking 2
Parking Spaces 2
Parking Features Driveway
Frontage Length 198'
Waterfront Y/N Yes
General Features Ext. Boat Slip,Dock,Fire Pit,Garden

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Mount Vernon, NY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Putnam Valley Elementary School
Middle School Putnam Valley Middle School
High School Putnam Valley High School

Price History

9/13/2026 Listed $835,000

Property vs Zip Code Average in 10579

Price
AVG $780K
$840K
Taxes
AVG $16,134
$18,466
Year Built
AVG 1971
1950
Visits
AVG 83
7
Data Provided by Inside Real Estate®

Areas That We Cover

44 Cayuga Road Putnam Valley, NY is a Single Family Home for sale at $835000 with 2348 sqft and a lot size of 0.45 Acres Acre(s). 44 Cayuga Road Putnam Valley has 3 bedrooms, 1 baths and was built in 1950. The property's zip code is 10579 which is in Putnam Valley, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.