10 Jay Court

Carmel, NY
$ 489,000 Beds 2 Baths 2.5 Sq 1,775
Monthly Estimate* How much can I afford?

Welcome to 10 Jay Court, a charming Cape Cod-style and beautifully maintained home nestled on a quiet residential setting. This inviting home offers a flexible layout with comfortable living spaces, generous storage, and finished lower-level space that adds tremendous versatility. Enjoy the lifestyle of the Lake Carmel community with included lake privileges! The main level features a welcoming living room with rich, natural hardwood floors, a wood burning stove set within a rustic stone surround and two large double-hung windows allowing for abundant natural light. The dining room nearby offers a lovely picture window, hardwood flooring and wood framed French doors leading to a large 14x22 deck; making it ideal for everyday dining and entertaining. A functional kitchen flows seamlessly into the dining area with warm wood cabinetry, tile flooring and ample countertop space. Adjacent to the kitchen, the main level also features a convenient half bath. The upper level offers two comfortable rooms, a walk-in closet, a full bathroom, along with a spacious hall walk-in storage closet featuring washer/dryer hookup, providing convenient laundry options and excellent storage. The upstairs hallway features pull-down attic stairs for easy access to additional storage. The finished walk-out lower level expands the home's living potential with tile flooring throughout and a dedicated laundry area thoughtfully concealed behind louvered French doors. The lower level offers ample flexible space, including a family room, entertainment/recreation area, and potential office space, along with a spacious full bathroom featuring custom built-in storage cabinetry. Walk-out access provides added convenience and natural connection to the outdoors. Additional features include central air conditioning and mini wall units, as well as oil-fired heating with the boiler and oil tank neatly enclosed within the basement area. This home is also equipped with a central vacuum system for added convenience. Outside, a generously sized storage shed provides additional space for tools, equipment, and seasonal items. With its distinctive Cape Cod character, flexible finished space, multiple storage areas, outdoor living potential, and convenient location; this home offers a wonderful opportunity to create a space that fits your lifestyle. Come see all that 10 Jay Ct. has to offer!

Single Family

  • Price
  • $ 489,000
  • City
  • Carmel
  • Bedrooms
  • 2
  • Full Bathrooms
  • 2
  • County
  • PUTNAM
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.36 Acres
  • Zip
  • 10512
  • Sqr Footage
  • 1,775
  • Year Built
  • 2002
  • Taxes
  • $ 11770
  • Style
  • Cape Cod
  • MLS#
  • 1043941
Listed By: Realty Promotions Inc
Data Source: Listings courtesy of OneKey® MLS as distributed by MLS GRID

Features

General

Sewer Septic Tank
Heating Baseboard,Oil
Cooling Central Air,Wall/Window Unit(s)
Utilities Cable Available,Trash Collection Public
Appliances Dishwasher,Microwave,Range,Refrigerator,Indirect Water Heater,Water Softener Owned
Patio/Porch Features Deck
Architectural Style Cape Cod
Construction Materials Vinyl Siding
Year Built 2002
Property Subtype Single Family Residence
Tax Year 2026
Parcel Number 372200-033-072-0001-043-000-0000
Waterfront Features Beach Access,Lake Privileges,Water Access
Community Features Park
Accessibility Accessible Full Bath
County Putnam County
Property Type Residential
HOA No
Subdivision Name Lake Carmel
Garage Y/N No
Other Structures Shed(s)
Total Rooms 5
Full Baths 2
Directions Route 52 to Towners Rd. First Right on Mt. Hope Rd. Left at Jay Rd/Jay Ct #10 on right
High School Carmel High School
City Kent
Disclosures Lead Paint,Seller Property Disclosure
Senior Community Y/N No
High School District Carmel
Carport Y/N No
Elementary School Kent Elementary
Property Attached Y/N No
Tax Annual Amount 11770
Middle/Junior High School George Fischer Middle School
Building Area Units Square Feet
Standard Status Active
Middle/Junior School District Carmel
Elementary School District Carmel
Tax Lot 43
PostalCity Carmel
AttributionContact 845-381-5777
Listing Appliances Dishwasher, Microwave, Range, Refrigerator, Indirect Water Heater, Water Softener Owned

Interior Features

Interior Amenities Cathedral Ceiling(s),Ceiling Fan(s),Central Vacuum,Chandelier,Walk-In Closet(s)
Basement Finished,Full,Walk-Out Access
Flooring Hardwood,Tile
Total Fireplaces 1
Fireplace Features Living Room,Wood Burning Stove
Basement Features Finished, Full, Walk-Out Access
Basement (Y/N) Yes
Window Features Screens,Storm Window(s)
Fireplace Y/N Yes
Half Baths 1
Total Bedrooms 2
Total Baths 3
General Features Cathedral Ceiling(s),Ceiling Fan(s),Central Vacuum,Chandelier,Walk-In Closet(s)
Walk-In Closet Yes
Ceiling Fan(s) Yes

Exterior Features

Fencing Fenced
Parking Features Driveway
Water Source Well,Private
Parking Features Driveway
Foundation Details Block
Building Area Total 2127
Waterfront Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Mount Vernon, NY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Kent Elementary
Middle School George Fischer Middle School
High School Carmel High School

Price History

8/29/2026 Listed $489,000

Property vs Zip Code Average in 10512

Price
AVG $630K
$490K
Taxes
AVG $15,363
$11,770
Year Built
AVG 1961
2002
Visits
AVG 43
18
Data Provided by Inside Real Estate®

Areas That We Cover

10 Jay Court Carmel, NY is a Single Family Home for sale at $489000 with 1775 sqft and a lot size of 0.36 Acres Acre(s). 10 Jay Court Carmel has 2 bedrooms, 2 baths and was built in 2002. The property's zip code is 10512 which is in Carmel, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.